China’s Five-Year Deposit Rates Edge Up as Smaller Lenders Compete for Deposits
Published on: Friday 14 August 2026
China’s Five-Year Deposit Rates Edge Up as Smaller Lenders Compete for Deposits - Rural and privately owned lenders lifted some long-term rates to compete with state-owned banks, whose return to five-year certificates of deposits has added to pressure on smaller institutions already grappling with weak margins